Compare Credit Cards

Get a one-time $200  Amazon Gift Card instantly upon approval, exclusively for Prime members.

Annual fee: $0

Sebby's take: The Prime Visa is the ultimate store card for Prime members who have significant spend at Amazon or Whole Foods. Although there's no annual fee, it's important to consider the Prime membership cost as part of the requirement for this card.

Earn 100,000 Hilton Honors Bonus Points and a $100 statement credit after you spend $2,000 on eligible purchases with your new Card within the first 6 months of account opening. Offer Ends 8/13/2025. Terms apply.

Annual fee: $0

Rates and fees

Sebby's take: Get elevated multipliers at Hilton properties and U.S., gas stations, restaurants, and supermarkets. The card also has no annual fees, making it easy to keep.

Earn 150,000 Hilton Honors Bonus Points after you spend $8,000 on eligible purchases with your new Card within the first 6 months of account opening.  Plus earn an additional 25,000 Hilton Honors Bonus points after you spend an additional $2,000 in purchases on your Card within your first 6 months of Card Membership. Offer Ends 8/13/2025. Terms apply.

Annual fee: $195

Rates and fees

Sebby's take: Get competitive multipliers at Hilton properties and select business and travel purchases. The card also comes with Hilton Gold status.

Earn 150,000 bonus miles once you spend $30,000 in the first 3 months of account opening.

Annual fee: $395

Foreign Transaction Fee: None

Sebby's take: Pay-in-full card for small business owners that value travel perks like airport lounge access and $300 travel credit to use on Capital One's travel booking site. Earn competitive multipliers on hotels, rental cars, and flights booked through Capital One Travel and 2x on everything else.

Earn a $100 Cash bonus after spending $300 on the card within the first 3 months of account opening

Annual fee: $0

Sebby's take: a good simple option where you get 1.5% cash back on all your purchases.

Earn 110,000 Bonus miles after you spend $12,000 on eligible purchases with your new Card within the first 6 months of account opening.  Terms apply. Offer Ends 7/16/25.

Annual fee: $650

Rates and fees

Sebby's take: The ideal option for Delta frequent flyers who can benefit from access to Delta Sky Clubs and Centurion Lounges (when flying Delta). Terms apply to lounge access. The annual fee is offset by the Annual Companion Certificate.

Earn 90,000 Bonus miles after you spend $6,000 on eligible purchases with your new Card within the first 6 months of account opening. Terms apply. Offer Ends 7/16/25.

Annual fee: $0 introductory annual fee for the first year, then $150

Rates and fees

Sebby's take: The ideal card to get the perks of airline status, without being a frequent flyer. My favorite is free first checked bag (great for skiiers!).

Earn 100,000 Bonus miles after you spend $8,000 on eligible purchases with your new Card within the first 6 months of account opening. Terms apply. Offer Ends 7/16/25.

Annual fee: $350

Rates and fees

Sebby's take: Get competitive multipliers on Delta and hotels booked directly. The Annual Companion Certificate helps offset the annual fee. On top of that, your first checked bag is free.

Earn 100,000 bonus after you spend $6,000 on eligible purchases with your new Card within the first 6 months of account opening. Terms apply.

Annual fee: $650

Rates and fees

Sebby's take: The ideal option for Delta frequent flyers who can benefit from access to Delta Sky Clubs and Centurion Lounges (when flying Delta). Terms apply for lounge access. The annual fee is offset by the Annual Companion Certificate.

Earn 90,000 Bonus miles after you spend $4,000 on eligible purchases with your new Card within the first 6 months of account opening. Terms apply.

Annual fee: $350

Rates and fees

Sebby's take: Get competitive multipliers on Delta and hotels booked directly. The Annual Companion Certificate helps offset the annual fee. On top of that, your first checked bag is free.

Earn 80,000 Bonus miles after you spend $3,000 within the first 6 months of account opening.  Terms apply.

Annual fee: $0 introductory annual fee for the first year, then $150

Rates and fees

Sebby's take: The ideal card to get the perks of airline status, without being a frequent flyer. My favorite is free first checked bag (great for skiiers!).

Earn 75,000 Avios after spending $5,000 on purchases within the first 3 months of account opening.

Annual fee: $95

Sebby's take: Ideal for loyalists who want to earn Avios. It gives you a 10% discount when booking via a special link and up to $600 statement credit on reward flight bookings. Also, you can earn a two-for-one "travel together" ticket spend you spend $30,000 each year on the card.

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