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Authorized User

Any individual who has the authority to use a credit card account but is not responsible for paying the bill is considered an authorized user. Authorized users are different from joint credit, which requires both parties to pay. In some cases, the user will obtain a credit card in his or her name, even though it is connected to another account.

Chase Sapphire Preferred® Card
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
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